Context and general information
The Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH is a global contractor in the field of international cooperation for sustainable development and international education work, with 24,977 employees. GIZ has over 50 years of experience in a wide variety of areas, including economic development and employment, energy and the environment, and peace and security. Our business volume is around 3.7 billion euros. As a public-benefit federal enterprise, GIZ supports the German Government – in particular the Federal Ministry for Economic Cooperation and Development (BMZ) – and many public and private sector clients in around 120 countries in achieving their objectives in international cooperation. With this aim, GIZ works together with its partners to develop effective solutions that offer people better prospects and sustainably improve their living conditions. Learn more on GIZ in Lebanon (giz.de)
Employee health and welfare benefits are a critical component of GIZ rewards offering, Thus GIZ Lebanon is initiating the following tender that constitutes two lots:
Lot I: GIZ is looking for an International Health Insurance Provider to provide GIZ staff members with a corporate health insurance coverage.
Lot II: GIZ is looking for an International Vehicle Insurance Provider to provide GIZ vehicles with a comprehensive insurance (all risk/all coverage insurance plus mandatory Insurance).
Call Type
Call for Consultancies
Remuneration Range
> 6000 (USD)
Intervention Sectors
Development
Duration of Contract
One year, with the possibility for extension for up to 4 years
How to Apply
Interested Bidders can request the tender documents in writing via email no later than Thursday August 14th, 2025 at 14:00 pm (Beirut Local Time).
The email should be addressed to LB_quotation@giz.de with the subject line:
"Confidential – Request for Tender Documents 83468283 Framework Insurance Services - GIZ Office Beirut"
The Tender Documents consists of the following:
Terms of Reference (TOR)
Annex1- Financial Offer Template to quote you price
Annex2- Eligibility grid (to review)
Annex3- Technical Assessment Grid (to review)
Annex4- General Terms and Conditions (to sign)
Annex5- Self-declaration (To be completed and signed)
Annex6- Code of Conduct (to sign)
Clarifications:
For any inquiries regarding this tender, please submit a written email to LB_quotation@giz.de no later than Wednesday August 20th, at 14:00 (Beirut local time).
Your email subject line should be: "Confidential – Clarification 83468283 Framework Health Services- GIZ Office Beirut 18.9207.4-001.00"
Submission Guidelines:
Interested bidders are required to submit their complete offers in a sealed envelope delivered by hand to the following address:
GIZ Office Beirut during office working hours 9:00-17:00 Monday-Friday
Office Address : Hazmieh, Street 801, IFP Building, 1st floor
Deadline for submission: Friday September 5th, 2025, at 14:00 pm Beirut Local Time
The outer sealed envelope must be clearly marked as “Confidential” and must only include the Tender Number: 83468283 and the Project Number: 18.9207.4-001.00
No other markings or company identification should appear on the envelope.
Structure of the Submission:
The outer sealed envelope must contain two separate sealed envelopes:
1- Envelope 1: Technical Offer
To be labeled as “Confidential – Technical Offer – Tender Number: 83468283 – Project Number: 18.9207.4-001.00 – GIZ Office Beirut”
The Technical Offer must include the following documents-Mandatory/Minimum Requirements for Bid to be Accepted:
a. Copy of the company’s registration and legal attestations, including the legal attestation of the Board of Members.
b. Copy of VAT registration and registration with the Ministry of Finance.
c. A valid clearance letter issued by the Insurance Control Commission (ICC) under the Ministry of Economy.
d. Copy of the company’s annual turnover for the past three (3) years.
e. A minimum of three (3) reference projects of similar nature and value to the services requested in this tender.
f. The company profile of the bidder.
g. The total number of employees and a personnel concept outlining the team members who will handle GIZ’s account.
h. A detailed list of all benefits and coverages proposed by the insurance company for Lot 1 and/or Lot 2.
i. The following annexes must be duly signed, dated, and stamped:
Annex 4 – General Terms and Conditions
Annex 5 – Code of Conduct for Contractors
Annex 6 – Self Declaration (must also be duly filled out)
2. Envelope 2: Financial Offer
To be labled as:“Confidential – Financial Offer – Tender Number: 83468283 – Project Number: 18.9207.4-001.00 – GIZ Office Beirut”
The Financial Offer must include:
Annex 1 – Financial Offer Template, fully filled out, signed, dated, and stamped.
Bidders may submit offers for:
Lot 1 only, Lot 2 only, or Both Lots.
The Financial Offer must be clear, written in English, and duly signed by the authorized company representative.
Failure to comply with the submission format, labelling, or documentation requirements may result in disqualification of the offer. Late submissions will not be considered.
Bids received after the specified deadline will be disqualified and will not be taken into consideration.
Evaluation Criteria:
Eligibility Assessment
The eligibility assessment follows a pass/fail approach and is used to verify the commercial eligibility of the bidder, as well as the completeness of their submission. Bidders must provide all the mandatory documents and declarations as specified in the Terms of Reference (ToR). Failure to submit any of the required documentation will result in disqualification from the tender process.
Technical Assessment
Bidders who pass the eligibility stage will then be evaluated technically. The technical assessment also follows a pass/fail mechanism. It focuses on verifying whether the bidder has offered the required services as outlined in the tender documents. Only bidders who demonstrate full compliance with the technical requirements will be considered for the next stage.
Financial Evaluation
Bidders who pass both the eligibility and technical assessments will proceed to the financial evaluation. Financial offers will be compared based on cost-efficiency and compliance with the financial submission format.
Bidders are required to complete Annex 1 – Financial Offer Template, which shall constitute their official financial offer for this tender. The financial offer must be duly filled, signed, and stamped by the authorized representative of the bidding company.
For the purpose of financial evaluation, the scoring will be distributed as follows for Lot I :
• 50% of the financial evaluation will be based on Section A-Price per Age Bracket of the Financial Offer Template.
• 50% of the financial evaluation will be based on Section B- Loss Ratio Percentage** of the Financial Offer Template.
Incomplete or unsigned financial offers, or offers not submitted using the prescribed template, may be considered non-compliant and subject to disqualification.
**Pricing Model (Loss Ratio-Based)
The bidder is expected to base their pricing proposal on a target loss ratio as mentioned in “Annex 1- Financial Offer Template” which is consistent with industry norms for group health insurance schemes. The offer should clearly indicate the assumed loss ratio used in premium calculations.
GIZ reserves the right to evaluate the fairness of the proposed premium structure based on the declared loss ratio, administrative fees, and overall value for money.
The bidder is requested to provide a financial offer based on an experience-rated pricing model tied to the actual claims performance (loss ratio).
For the purpose of financial evaluation, the scoring will be distributed as follows for Lot II:
• 50% of the financial evaluation will be based on Section C-Price per Car Model of the Financial Offer Template.
• 50% of the financial evaluation will be based on Section D- Loss Ratio Percentage** of the Financial Offer Template.
**Pricing Model (Loss Ratio-Based)
The bidder is expected to base their pricing proposal on a target loss ratio as mentioned in “Annex 1- Financial Offer Template” which is consistent with industry norms for group vehicle insurance schemes. The offer should clearly indicate the assumed loss ratio used in premium calculations.
General Conditions
The Offers must be submitted in English Language.
The Offers must be signed, dated and stamped (Fill out Annex 1-Financial Offer Template)
Financial Offers must remain valid for at least four months from the submission date.
The Financial offer must be in USD only, including taxes.
Applicants will not be reimbursed for their submitted Offers.
The Contract currency is USD. The employer is not responsible for any currency fluctuation.
Payment will be made via bank transfer to the contractor’s local bank account (fresh money).
Additional conditions
If you did not receive any notification in writing within four weeks after the submission deadline, it means your offer has not been accepted. You will not receive a separate rejection notice.
Non-compliance with any requirements may result in the disqualification of your bid.
If the contractor is not registered with the Ministry of Finance and does not hold an income tax number, GIZ reserves the right to deduct 8.5% from the invoiced amount.
Only applications providing all required documents as per the Terms of Reference will be considered.
N.B. For responds and inquiries kindly send your email to LB_quotation@giz.de
GIZ mailbox receive size is capped at 25 MB. Documents exceeding the mentioned MB should be transferred via : Start (giz.de) (provide the password within your email)
Deadline
Countries
Lebanon